Consumers are shifting their spending back to experiences and in-person activities this year. Which means that, as they return to restaurants, retailers and entertainment venues, pent-up demand and factors including inflation may make them more prone to overspending.

That’s according to a new TD Bank Consumer Spending Index survey released Friday, which polled more than 1,000 American credit card holders’ spending habits and preferences.

According to the survey, as communities eased restrictions over the past year, many people resumed spending on out-of-home activities. Dining out at restaurants landed among consumers’ top expense categories, and the survey also found an uptick in spending on entertainment, fast food and coffee compared to last year. Read More from Roi-NJ.